Own Financial Planning

Live Fully, Plan Wisely

WHAT WE DO

At Own Financial Planning we have one simple mission and that is to help our clients live their best life. It’s that Life is more than money. Money is simply the tool that enables you to live your best life and leave a legacy. In all of our advice we aim to align your money decisions with your Life intentions. The basis behind our advice approach is centred on Dr Margaret Swarbrick’s research on the 8 Dimensions of Wellbeing.

We believe that overall wellbeing is a healthy approach to living. It could mean doing purposeful work, enjoying good relationships, eating well, having a work-life balance and of course, financial freedom.

It is different for everyone, and as part of preparing our advice, we aim to find out what it means for you.

HOW WE DO IT

We start by understanding where you are in life today and what your priorities are right now. The Your Life survey we provide when you come on board is a questionnaire used to find out and measure what’s important to you and understand how you feel you are currently tracking.

Goals/Spending Plan are always done first to establish the appropriate foundations, the other steps are worked through based on priority, some of which can be running concurrently. This holistic approach ensures clients receive ongoing value, clarity, and actionable strategies to support their evolving financial journey.

Goals / Values: Establishing clear, personalised financial goals that align with your values, ensuring the financial plan supports your life aspirations.
Spending Plan & Employee Benefits Review: Creating a comprehensive budget tailored to your lifestyle and reviewing employer benefits to ensure you’re maximising any available advantages.
Debt Management: Developing strategies to manage and reduce debt efficiently, focusing on freeing up cash flow and reducing interest costs.
Tax Planning: Establishing appropriate structures for tax optimisation, including managing Employee Stock Ownership Plans (ESOPs) and Restricted Stock Units (RSUs) effectively.
Non-Super Investing: Advising on investments outside of superannuation to build wealth in various vehicles that provide liquidity and diversification.
Super Investing: Strategic superannuation advice, maximising contributions and selecting the right investment mix to grow your retirement savings efficiently.
Career/Business Planning: Providing advice on career progression or business ownership, helping clients align financial plans with professional goals and business ventures.
Insurance: Reviewing and securing the right insurance policies (life, TPD, income protection) to protect against life’s uncertainties and safeguard financial goals.
Retirement Planning/Work-Optional Lifestyle: Designing a plan that transitions you towards a work-optional lifestyle, giving you the freedom to retire comfortably when ready.
Legacy / Charitable Giving: Helping you create a legacy plan, whether for future generations or charitable causes, ensuring your wealth is distributed according to your wishes.
Continuous Learning/Education: Keeping you informed and educated on financial opportunities, market trends, and investment strategies to improve decision-making.
Progress Review and Looking Ahead: Regular reviews to track your progress against your financial goals, adjusting the strategy as life or economic conditions change.

WHO WE WORK WITH

How we can help you

At Own Financial Planning, we specialise in supporting time-poor professionals and business owners who are committed to securing their financial future while enjoying life today. Our clients are typically in their 40s and 50s—busy with careers and families, but driven to make strategic financial choices that align with their goals.

We work with individuals and couples who value clarity and confidence in their financial decisions. By partnering with us, you gain a proactive approach to managing wealth, tailored advice that reflects your unique aspirations, and a comprehensive strategy designed to create flexibility and freedom in the years ahead.

We understand our approach may not be for everyone. Our services are best suited to those seeking a goals-based, long-term partnership rather than one-time advice or quick solutions.

LIVE YOUR BEST LIFE

Client Journeys with Own Financial Planning

Martin Howland

In this interview, Martin Howland, a dedicated project manager, shares his transformative experience with our goals-based financial planning service. Despite hard work and good earnings, Martin and his wife felt uncertain about their financial future. Expecting a generic investment plan, they were pleasantly surprised by our personalised approach, which deeply explored their aspirations and provided clear, graphical strategies to achieve their retirement goals.

Vicki Halik

At first, Vicki was apprehensive about seeking financial advice. But after partnering with us, she experienced the clarity and confidence that comes from our goals-based approach. Now, she’s not just a client—she’s an advocate for taking control of your financial future! Discover how Vicki turned her concerns into confidence with a personalised plan that aligns with her goals, giving her the freedom to live her best life.

Bec Hyland

When Bec first came to us, she had one big dream: to retire on her own piece of acreage, surrounded by her beloved dogs. At the time, though, it felt like a far-off, almost impossible goal. Together, we took a deep dive into her financial picture, realigned her plan, and showed her that her dream could become a reality — and not years down the line, but in less than a year. With clear steps and a well-defined plan, Bec now has the confidence and direction to make her vision of life on her acreage come true.

Holly & Matt

Holly & Matt first reached out to us to bring clarity and direction to their financial lives. They faced uncertainty about how best to secure their future and wanted expert guidance to achieve their goals. Since joining us, they’ve gained a clear financial roadmap and real, measurable progress toward their goals. From strategising their finances to building confidence in their choices, Holly & Matt now feel empowered to enjoy the present while staying on track for the future.

GET YOUR FINANCIAL HOUSE IN ORDER GUIDE

In this guide we promise to do everything we can to help you build passive income, even if you have a mortgage… and if after reading this you still want help we are going to show you how to get it.

We will help you install the three wealth accelerators that will allow you to invest with confidence, to achieve a lifestyle not limited by money.

FILL IN THE FORM BELOW TO GET A LINK TO DOWNLOAD THIS GUIDE.

OUR TEAM

Qualified Financial Planners

Aadil Abbas

Director and Senior Financial Planner

ARN: 001300922

E: aadil@ownfp.com.au
P: 0474 127 637

Aadil has over 20 years’ experience across accounting, investing, financial planning and management consulting.

Whilst he works with clients across different life stages, he particularly enjoys working with clients who are seeking advice in relation to transition to retirement and retirement planning. He is a specialist in Aged Care Financial Planning which allows individuals and families to make informed financial decisions at what can be very emotionally challenging time in their lives.

Aadil works together with Dane in providing a holistic goals-based financial planning service.

In addition to having qualifications in financial planning, Aadil is also a qualified Chartered Accountant (ANZ) and authorised to provide Tax Financial Advice

Aadil lives in Sydney’s Eastern suburbs and works with clients across the country and expats overseas.

Dane Pymble

Director and Senior Financial Planner

ARN: 000323636

E: dane@ownfp.com.au
P: 0423 229 232

Dane has over 20 years experience in financial services across various roles including financial planning and funds management.

Dane works together with Aadil in helping clients realise their lifestyle goals, focusing on developing a range of strategies to help clients at all stages of their journey, from those just beginning to accumulate assets to those looking to protect their wealth and leave a legacy.

Dane’s broad experience enables him to provide a full-service, goals based financial planning service and considers himself a guardian of the strategies he helps design and implement for clients seeking to realise their lifestyle goals.

Dane lives in Sydney’s North Shore and looks after clients across the country and expats overseas.

Rory Sercombe

Director & Senior Lending Specialist

E: rory@ownfp.com.au
P: 0407 869 361

Rory first ventured into commercial finance more than 15 years ago where he discovered his passion for tailored mortgage solutions, specialising in strategies for early repayment.

With a keen focus on exceeding expectations, Rory quickly gained and maintained a reputation for going above and beyond for his clients. Not only in settling home loans but in customer care and relationship building with credit teams, allowing much more for his clients than just a suitable home loan.

Striving for excellence in customer care and tailored finance solutions, Rory and his team are helping everyday Aussies achieve their homeownership dreams at his very own mortgage business — Own Home Loans.

The logical step into financial planning means that the Own clients can get the holistic advice that they need.

Maria Jovanovic

Operations Manager

E: maria@ownfp.com.au
P: 0499 919 871

Maria is an experienced finance professional with over a decade of expertise fine tuned through working in financial planning and asset finance before joining Own.

Maria’s notable accomplishments include being named the National Loan Administrator of the Year in 2021. She has also recently completed a Cert IV in Mortgage Broking, further enhancing her skills in the field, and came on as an Own Home Loans business partner in 2023.

Outside of work, Maria enjoys going to the gym and indulging in the occasional red wine (never at the same time!) and loves watching her two daughters play basketball.

CONTACT

Get in touch with us

Book your FREE CLARITY CALL today and kickstart your adventure towards financial freedom!

SYDNEY

119 Willoughby Rd
Crows Nest, NSW 2065

CALL US

1300 721 631

DROP US A LINE

hello@ownfp.com.au

SEND US A MESSAGE

Let us help you on the path to financial freedom!

NEWSLETTER SIGNUP

Join our newsletter and unlock the secrets to financial freedom!